AI Bubble Monitor

For anyone holding the S&P 500. Big tech's AI spending is now propping up the index. This page asks one thing, from signed contracts: how long before the music could stop?

Updated 14 Sep 2026 · figures from SEC filings

How long is the AI boom already paid for?

3.2 years
of AI building already paid for on paper ≈ 38 months
SECURE
EXPOSED
MEDIUM
SECURE
3.2 yrs
01.53 6yrs
SECURED
3.2 yrs · to ~2029
NAMED DEALS RUN ON
to 2032
NOTHING CONTRACTED
open-ended
Where these contract figures come from

Each figure is the remaining performance obligation a company reports in its own accounts — revenue under signed contract that has not been delivered yet. Every link below opens the actual filing on the SEC's site.

Pulled automatically from the SEC's XBRL company-facts API (data.sec.gov), tag RevenueRemainingPerformanceObligation. Nothing here is typed in by hand.

How to read the gauge: the SECURE / MEDIUM / EXPOSED bands are a convention chosen for this page, not a market standard. Over 3 years of cover spans a real part of the five-to-six-year life these data centres are depreciated over; under 1.5 years is shorter than the capex programmes already in motion. Backlog also covers all cloud contracts, not AI alone, and it is revenue while capex is spend — so read this as "how long the committed money lasts at today's rate", not as an exact expiry date.

$511B
spent on AI data centres this year
by Amazon, Microsoft, Google and Meta
77c
of every $1 they earn goes into building
under $1 means they can still afford it
2
are spending more than they earn
AMZN, ORCL

Can they afford to keep going?

Where each company stands

Think of it as a household. The business earns money each year. Building data centres is the spending. Under $1 per $1 earned, they can pay from income. Over $1, they dip into savings or borrow.

CompanyVerdictSpends this much building
for every $1 its business earns
Cushion
ORCLspending more than it earns$1.611.3 years of cash left
AMZNspending more than it earns$1.0710.6 years of cash left
GOOGLpays its own way71ccould spend 40% more and still cope
METApays its own way69ccould spend 46% more and still cope
MSFTpays its own way63ccould spend 58% more and still cope
NVDApays its own way5cspends only a fraction of what it earns

NVDA is in this list for contrast: it sells the chips rather than building data centres, so it barely spends anything. Its customers are the other five.

How long can the stretched ones keep going?

Cash in the bank divided by how fast it is going out. This is how long before they must borrow again — not how long before they fail. All of them can and do borrow easily.

02.44.87.29.612ORCLORCL: $37B in cash and short-term investments, burning $28.7B a year▲ 1.3 yrsAMZNAMZN: $123B in cash and short-term investments, burning $11.6B a year10.6 yrs
Table view — cash cushion
CompanyCash + short-term investmentsBurning per yearYears of cashCapex cut needed to break even
ORCL$37B$28.7B1.338%
AMZN$123B$11.6B10.67%

What if one of them stops?

Each of these pays for a slice of the total buildout. If one stops, that slice stops with it — and the orders it would have placed disappear.

If this stops building…Orders that disappearShare of the buildout
AMZN$173B a year34% of all the building stops
GOOGL$132B a year26% of all the building stops
MSFT$116B a year23% of all the building stops
META$89B a year17% of all the building stops

Nvidia is the one to watch. It sells the chips to all of them and generates $134B of cash a year while spending almost nothing ($7B) itself. Its earnings are their spending. If any large buyer pauses, that shows up in Nvidia first.

Some of the money goes in circles. About 52% of the named deals are between companies that also invest in each other — a chip maker funds a customer, the customer buys its chips. That revenue is real, but it is not new money from outside.

None of this is a prediction. It is what the money looks like today.

The detail

Spending vs earnings, by company

Above the red line, building costs more than the business brings in.

00.40.81.21.62ORCLORCL: capex $75.7B vs cash flow $46.9B▲ 1.61AMZNAMZN: capex $173.0B vs cash flow $161.4B▲ 1.07GOOGLGOOGL: capex $132.4B vs cash flow $185.7B0.71METAMETA: capex $89.3B vs cash flow $130.3B0.69MSFTMSFT: capex $115.9B vs cash flow $182.9B0.63NVDANVDA: capex $7.4B vs cash flow $134.4B0.051.0 — breakeven
Table view — capital intensity
CompanyTTM capex ($B)TTM op. cash flow ($B)capex ÷ OCFFlag
ORCL75.746.91.612above 1.0
AMZN173.0161.41.072above 1.0
GOOGL132.4185.70.713
META89.3130.30.686
MSFT115.9182.90.634
NVDA7.4134.40.055
Quarter by quarter

Single quarters jump around — Google pays most of its tax in one quarter, which dents that quarter's earnings. The yearly figures above are the fair read.

Spent on buildingEarned from operations
MSFT03061Building 2026-06: 35.8BEarning 2026-06: 55.4B2023-092026-06
GOOGL03061Building 2026-06: 44.9BEarning 2026-06: 39.1B2023-092026-06
AMZN03061Building 2026-06: 54.2BEarning 2026-06: 45.4B2023-092026-06
META03061Building 2026-06: 30.1BEarning 2026-06: 31.9B2023-092026-06
ORCL03061Building 2026-08: 28.5BEarning 2026-08: 23.1B2023-112026-08
NVDA03061Building 2026-07: 2.7BEarning 2026-07: 24.1B2023-102026-07
Table view — quarterly figures
CompanyQuarter endingCapex ($B)Op. cash flow ($B)Free cash flow ($B)
MSFT2023-09-309.930.620.7
MSFT2023-12-319.718.99.1
MSFT2024-03-3111.031.921.0
MSFT2024-06-3013.937.223.3
MSFT2024-09-3014.934.219.3
MSFT2024-12-3115.822.36.5
MSFT2025-03-3116.737.020.3
MSFT2025-06-3017.142.625.6
MSFT2025-09-3019.445.125.7
MSFT2025-12-3129.935.85.9
MSFT2026-03-3130.946.715.8
MSFT2026-06-3035.855.419.6
GOOGL2023-09-308.130.722.6
GOOGL2023-12-3111.018.97.9
GOOGL2024-03-3112.028.816.8
GOOGL2024-06-3013.226.613.5
GOOGL2024-09-3013.130.717.6
GOOGL2024-12-3114.339.124.8
GOOGL2025-03-3117.236.119.0
GOOGL2025-06-3022.427.75.3
GOOGL2025-09-3024.048.424.5
GOOGL2025-12-3127.952.424.6
GOOGL2026-03-3135.745.810.1
GOOGL2026-06-3044.939.1-5.9
AMZN2023-09-3012.521.28.7
AMZN2023-12-3114.642.527.9
AMZN2024-03-3114.919.04.1
AMZN2024-06-3017.625.37.7
AMZN2024-09-3022.626.03.4
AMZN2024-12-3127.845.617.8
AMZN2025-03-3125.017.0-8.0
AMZN2025-06-3032.232.50.3
AMZN2025-09-3035.135.50.4
AMZN2025-12-3139.554.514.9
AMZN2026-03-3144.226.0-18.2
AMZN2026-06-3054.245.4-8.8
META2023-09-306.520.413.9
META2023-12-317.619.411.8
META2024-03-316.419.212.8
META2024-06-308.219.411.2
META2024-09-308.324.716.5
META2024-12-3114.428.013.6
META2025-03-3112.924.011.1
META2025-06-3016.525.69.0
META2025-09-3018.830.011.2
META2025-12-3121.436.214.8
META2026-03-3119.032.213.2
META2026-06-3030.131.91.7
ORCL2023-11-301.10.1-0.9
ORCL2024-02-291.75.53.8
ORCL2024-05-312.86.13.3
ORCL2024-08-312.37.45.1
ORCL2024-11-304.01.3-2.7
ORCL2025-02-285.95.90.1
ORCL2025-05-319.16.2-2.9
ORCL2025-08-318.58.1-0.4
ORCL2025-11-3012.02.1-10.0
ORCL2026-02-2818.67.2-11.5
ORCL2026-05-3116.514.6-1.9
ORCL2026-08-3128.523.1-5.4
NVDA2023-10-290.37.37.1
NVDA2024-01-280.311.511.2
NVDA2024-04-280.415.315.0
NVDA2024-07-281.014.513.5
NVDA2024-10-270.817.616.8
NVDA2025-01-261.116.615.6
NVDA2025-04-271.227.426.2
NVDA2025-07-271.915.413.5
NVDA2025-10-261.623.822.1
NVDA2026-01-251.336.234.9
NVDA2026-04-261.850.348.6
NVDA2026-07-262.724.121.4
Work already under contract

Revenue customers have signed for but not yet paid. This is the audited answer to "how much is really promised".

0150300450600750MSFTMSFT: $684.0B as of 2026-06-30684.00BORCLORCL: $664.0B as of 2026-08-31664.00BGOOGLGOOGL: $519.5B as of 2026-06-30519.50BNVDANVDA: $3.2B as of 2026-07-263.20B

Left out because the figure is years out of date: AMZN (last reported 2020-06-30).

Table view — backlog
CompanyBacklog ($B)As of
MSFT684.02026-06-30
ORCL664.02026-08-31
GOOGL519.52026-06-30
NVDA3.22026-07-26
Named deals — press reported, not audited

Cloud contracts are ordinary business, so companies never have to file them. Everything here comes from news reports, not accounts. Treat the numbers as claims.

All 5 named deals — every row links to its source
Who is paying whomAnnouncedSizeFlags
OpenAI → Oracle2025-09-10$300Bhigh
OpenAI → Microsoft2025-10-28$250Bcircular medium
Nvidia → OpenAI2025-09-22$100Bcircular low
OpenAI → Amazon2025-11-03$38Bmedium
Nvidia → Anthropic2025-11-18$10Bcircular low